International Identity Theft – Credit Card Fraud
Credit Card Fraud – perhaps the most common form of Identity Theft.
Creditors suddenly start calling, demanding repayment; unauthorized charges start showing on monthly statements; a good credit rating suddenly plummets; statements and new or renewed cards are not arriving by the mail.
For the victim, the experience is often a crushing blow and always a bewildering occurrence. How did this happen?
How? The means by which credit card frauds occur range from the old fashioned (sifting through rubbish – “dumpster diving” – or by retrieving information from old, discarded PCs, PDAs, etc.) to the sophisticated (hand-held card readers, etc.).
It could be the result of pickpocketing, house breaking or mail theft. It may be the result of “shoulder surfing’ – a frequent technique where a perpetrator watches a consumer punch in account data (a PIN, e.g.) at a public keyboard (such as at a department store or public phone).
It might include “phishing” – a scam to get credit card information from unwitting victims via telemarketing cons or phony email solicitations, posing as a trustworthy person or organization.
It could be the result of sophisticated hacking, of breaches in browser security, or through the use of malware, Trojan Horses or spyware.
It might also be falsified or counterfeit cards tied to real people, living or deceased.
What’s often not immediately tied to Credit Card Fraud is that the Identity Thefts frequently are international in origin, masterminded and/or enacted overseas. More and more, news stories emerge . . . of international crime organizations preying on U.S. citizens in a variety of ways, from using sophisticated computers to using old tried-and-true “footwork,” where local felons are in the employ of overseas criminal organizations. The best, easiest target? The credit card.
U.S. agencies such as the FBI, the DOJ- Criminal Division, the Federal Trade Commission (FTC) and the U.S. Postal Service Inspection Services know this. They have big mandates – such as RICO, the Foreign Corrupt Practices Act (FCPA) and consumer-protection legislation – which, when given a chance, they wield with great force.
But they are hampered, even as they partner with international organizations such as INTERPOL and Scotland Yard, by foreign jurisdictions, laws, corrupt or disinterested officials, and even local customs. And the rapid advance of the Internet and social media has made it much easier for international gangs, loosely connected in business alliances around the world, to operate without fear of reprisal.
So, frequently, they look to the other victim in Identity Theft and Credit Card Fraud – the defendant – while leveling a barrage of charges and allegations.
The Blanch Law Firm does not forget the defendant. Our firm is dedicated to fully investigating and understanding both the circumstances and our client. We believe the government, through its agencies, only presents part of the story. We want to show the whole story.
The Blanch Law Firm team of litigators is prepared for the confusing area of Credit Card and International Identity Theft criminal activity after years of experience. We handle cases in the greater New York area, as well as in Los Angeles, Orange County, greater Southern California, and Houston, TX.
If you are the focus of an International Identity Crime or Credit Card Fraud criminal investigation – or if an investigation is pending – contact The Blanch Law Firm today by calling 212 736 3900. Initial consultations are complimentary and confidential.